Worried that you need 2 years Self-Employed accounts to get a mortgage?
Article by Nick Pilgrim
Mar 17, 2025

Worried that you need 2 years Self-Employed accounts to get a mortgage?

The good news is that we have teamed up with The Mortgage Centre Essex (TMC Essex) to answer all your questions around mortgages and personal protection insurance.

TMC Essex have advisers that specialise in working with both CIS contractors and sub-contractors. TMC Essex have lenders that will consider you with just 3 months CIS payslips for a mortgage (subject to credit score and criteria being met).

TMC Essex have been established over 35 years and have access to 100’s of mortgage rates and insurance policies to suit your individual requirements. They can offer advice on:

  • Mortgages
  • Life insurance
  • Critical illness cover
  • Income protection
  • Family income benefit insurance
  • Household insurance

To find out more about how TMC Essex can help you, please click here or you can call them on 01371 502066.

EEBS is an introducer to The Mortgage Centre, which is a trading name of Mark Twelftree who is an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your Mortgage

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Nick Pilgrim

M.D. | CIS Payroll Expert

Nick loves nothing more than chewing the fat over CIS payroll queries – actually that’s not strictly true; he likes playing golf and driving round Europe, but pick up the phone to him anyway!

Need some advice? Our knowledgeable, friendly team are ready to pick up the phone.

Put the kettle on and give us a call on 01245 493832

Who are we, anyway?

EEBS clients are covered by our cast iron guarantee, providing you with 100% HMRC compliance

Our ongoing review process to keep them one step ahead of both current and proposed legislative changes

Uniquely, our service has never been challenged by HMRC in over 20 years of operations.